One-Page Budget Starter — FREE Spreadsheet (Excel & Google Sheets)

Start budgeting in 5 minutes — free. A clean one-page budget: enter your income and planned spending, and it calculates your leftover cash and savings rate automatically.

• 11 pre-set categories with planned vs. actual columns
• Auto-calculated totals, leftover, and savings rate
• Works in Excel and Google Sheets

Completely free, instant download. If you outgrow it, the 2026 Budget Dashboard adds 12-month tracking, a transaction log, and a full dashboard.