2026 Budget Dashboard — Monthly Budget Spreadsheet (Excel & Google Sheets)

See exactly where your money goes each month. Type your numbers into the marked cells — the dashboard, savings rate and 12-month totals calculate themselves. No formulas to write, no setup.

• Dashboard tab — income, spending, net saved, and savings rate update automatically
• 12-month tracking — log transactions once, see actuals per category per month
• 14 spending categories with budget vs. actual vs. remaining
• Income tracker for paychecks and side income
• Works in Microsoft Excel and Google Sheets (import in one click)

No subscription, yours forever. A step-by-step Start Here tab is included — you'll be budgeting in under 5 minutes.

💡 Want the whole system? The Complete Money Bundle adds the Debt Payoff Planner, Freelancer Finance Pack, and Side Hustle Tracker — all four for less than half the price of buying them separately.

Common questions

Do I need to install any software? No — it opens right in your browser with Google Sheets, which is free. Nothing to download, nothing to subscribe to.

Do I need to know Excel formulas? No — everything is pre-built. You just type your numbers in.

Can I buy this on my phone? Yes. Checkout takes seconds, and your download link is emailed straight to you — open it on a laptop later, or in the free Google Sheets or Excel app right away.

How does delivery work? Instantly. Your download appears right after checkout and is also emailed to you.

Google Sheets user? Import in one click — the Start Here tab walks you through it.

✓ Instant download, emailed to you too. ✓ 30-day money-back guarantee — no questions asked. Refund policy.