Spreadsheets that do the math for you
Ledgerline Studio builds finance spreadsheets that behave like software: you log your numbers once, and dashboards, tax set-asides, and debt-free dates calculate themselves.
We started with a simple frustration — most budget templates are either pretty-but-dumb (no formulas, all manual) or powerful-but-hostile (a wall of cells with no instructions). Every Ledgerline template ships with a plain-English Start Here tab, clearly marked input cells, and formulas that survive real life.
Our principles
Buy once, own forever. No subscriptions. Free updates to current-year editions.
Works where you work. Every template runs in both Microsoft Excel and Google Sheets.
Honest numbers. Our tax estimator uses real IRS Schedule SE math. Our debt planner uses the standard amortization formula. No hand-waving.
30-day guarantee. If a template doesn't earn its price, we refund it — full stop.
Questions? Email gavbusiness1@gmail.com — a human reads every message.