EXCEL + GOOGLE SHEETS TEMPLATES

Spreadsheets that do the math for you

Professional budgeting, freelance, and debt-payoff tools. Log your numbers once — dashboards, tax estimates, and payoff dates calculate themselves.
Shop the Complete Bundle — $33.99 Browse all templates

Instant download · 100% formula-driven · Excel + Google Sheets · 30-day money-back guarantee

How it works

1

Download instantly

Your files arrive by email seconds after checkout. Open in Excel or import to Google Sheets in one click.

2

Type your numbers

Only the clearly-marked yellow cells. A Start Here tab walks you through setup in under 5 minutes.

3

Watch it calculate

Dashboards, savings rates, tax set-asides, and debt-free dates update themselves. No formulas to write, ever.

Shop the templates

2026 Budget Dashboard spreadsheet - $1,210 left over this month at a 31% savings rate, categories tracked budget vs actual
Sale

2026 Budget Dashboard — Monthly Budget Spreadsheet (Excel & Google Sheets)

2026 Budget Dashboard — Monthly Budget Spreadsheet (Excel & Google Sheets)
$8.99
$8.99 $11.99
Freelancer Finance Pack spreadsheet - $8,214 set aside for taxes on $53,600 invoiced, quarterly estimates calculated automatically

Freelancer Finance Pack — Income Tracker, Tax Estimator & Invoice Template

Freelancer Finance Pack — Income Tracker, Tax Estimator & Invoice Template
$39.00
$39.00
Debt Payoff Planner spreadsheet - debt-free in 15 months instead of 58, snowball and avalanche payoff timelines

Debt Payoff Planner — Snowball & Avalanche Spreadsheet

Debt Payoff Planner — Snowball & Avalanche Spreadsheet
$8.99
$8.99
Side Hustle Profit Tracker spreadsheet - true hourly rate of $34/hr after expenses, six hustles compared side by side

Side Hustle Profit Tracker — Multi-Hustle P&L Spreadsheet

Side Hustle Profit Tracker — Multi-Hustle P&L Spreadsheet
$12.00
$12.00
The Complete Money Bundle - all four Ledgerline finance spreadsheets for $33.99 instead of $68.98, a 51% saving
Sale

The Complete Money Bundle — All 4 Finance Spreadsheets (Save 50%)

The Complete Money Bundle — All 4 Finance Spreadsheets (Save 50%)
$33.99
$33.99 $68.98
Wedding Budget Planner spreadsheet - $11,450 still owed to vendors on a $28,000 budget, every deposit and balance tracked

Wedding Budget Planner — Wedding Spreadsheet for Excel & Google Sheets

Wedding Budget Planner — Wedding Spreadsheet for Excel & Google Sheets
$14.00
$14.00
BEST VALUE — SAVE 32%

Every template. One download. $33.99.

$49.97 of spreadsheets for $33.99 — save 32% vs buying separately. Budget, freelance, debt, and side hustles, covered for good.

 Get the Complete Bundle →

Why a template instead of a budgeting app?

Subscription budgeting apps

Popular paid apps run about $99–110 per year, every year. Most connect to your bank account, and if you cancel, your history usually goes with it.
A Ledgerline template

$9–34 once, yours forever. No bank logins — you type your own numbers, and the file lives in your Google Drive or on your laptop. Free updates to the 2026 editions.
Free band background - One-Page Budget Starter mockup
START FREE

Not ready to spend? Start with the free one.

The One-Page Budget Starter calculates your leftover cash and savings rate automatically. Free forever — no email tricks, no watermarks.

 Download free →

Common questions

Do I need spreadsheet skills?

No. You type numbers into clearly marked cells — every formula is pre-built. A Start Here tab walks you through setup in about 5 minutes.
Excel or Google Sheets?

Both. Open the file directly in Excel, or import it to Google Sheets in one click — same design, same auto-calculations.
When do I get my files?

Instantly. A download link appears right after checkout and is emailed to you, so you can grab it later on your laptop too.
What if it isn't for me?

Every template comes with a 30-day money-back guarantee. Email us and we'll refund it — no forms, no hassle.

Money tips from the blog

Debt payoff planner spreadsheet showing how to pay off credit card debt fast with snowball and avalanche methods

How to Pay Off Credit Card Debt Fast (Real Math)

|Ledgerline Studio
The real math on paying off credit card debt fast: what minimum payments actually cost you, which card to attack first, and a plan you can start today.
Monarch Money review 2026 — budget spreadsheet alternative to the $99.99/year app

Monarch Money Review 2026: Is It Worth $99.99 a Year?

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Monarch Money costs $99.99/year in 2026, plus a new $199 Plus tier. What each plan includes, who it's for, and the subscription-free alternative.
Budget with irregular income — freelancer finance spreadsheet for Excel and Google Sheets

How to Budget With Irregular Income (2026 Guide)

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Freelance or gig income all over the place? A step-by-step way to budget on irregular income, with real numbers and a spreadsheet that does the math.
Debt payoff planner spreadsheet showing how to pay off credit card debt fast with snowball and avalanche methods

How to Pay Off Credit Card Debt Fast (Real Math)

|Ledgerline Studio
The real math on paying off credit card debt fast: what minimum payments actually cost you, which card to attack first, and a plan you can start today.

Ready to get your numbers under control?

Instant download, lifetime use, and a 30-day money-back guarantee on every template.

 Shop all templates