{"product_id":"debt-payoff-planner-snowball-avalanche-spreadsheet","title":"Debt Payoff Planner — Snowball \u0026 Avalanche Spreadsheet","description":"\u003cp\u003e\u003cstrong\u003eSee the exact month you'll be debt-free.\u003c\/strong\u003e Enter your debts once and the planner shows months-to-payoff for every debt, how much interest you'll pay, and how dramatically an extra monthly payment shortens the timeline.\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eTrack up to 15 debts\u003c\/strong\u003e — balance, APR, minimum payment\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eExtra payment simulator\u003c\/strong\u003e — watch a $4,200 credit card drop from 58 months to 15 with $200\/mo extra\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eSnowball or Avalanche\u003c\/strong\u003e — pick your strategy with one dropdown\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003ePayment log\u003c\/strong\u003e to track real progress\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003eWorks in \u003cstrong\u003eExcel and Google Sheets\u003c\/strong\u003e. Instant digital download.\u003c\/p\u003e\u003cp\u003e✓ \u003cstrong\u003e30-day happiness guarantee\u003c\/strong\u003e — if it doesn't work for you, we refund it. \u003ca href=\"\/pages\/refund-policy\"\u003eRefund policy\u003c\/a\u003e.\u003c\/p\u003e\u003chr\u003e\u003cp\u003e\u003cstrong\u003e💡 Paying off debt AND budgeting?\u003c\/strong\u003e The \u003ca href=\"\/products\/the-complete-money-bundle-all-4-finance-spreadsheets-save-35\"\u003eComplete Money Bundle\u003c\/a\u003e pairs this planner with the 2026 Budget Dashboard (plus two more templates) — $52 of templates for $34. Code \u003cstrong\u003eLAUNCH20\u003c\/strong\u003e brings it to $27.20 through Aug 15.\u003c\/p\u003e","brand":"Ledgerline Studio","offers":[{"title":"Default Title","offer_id":54430950162707,"sku":"LL-DEBT-01","price":9.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0998\/4019\/6883\/files\/c2-debt.png?v=1784317242","url":"https:\/\/ledgerlinestudio.com\/products\/debt-payoff-planner-snowball-avalanche-spreadsheet","provider":"Ledgerline Studio","version":"1.0","type":"link"}